Are you planning to buy a property in order to become an owner, to have a larger accommodation or to spend your holidays in your second home? Either way, your real estate project will most likely not require a home loan to finance this heavy investment.   Before starting how to organize? It is aRead More

Anyone who knows about negative entries in the Credit Bureau or fears that such dark points are registered in the payment history, will often apply for a loan immediately without Credit Bureau. Rational is not this behavior, because with or without Credit Bureau – a credit check takes place before any credit agreement, if youRead More

  Requesting a loan is something that, sooner or later, you can find yourself doing at least once in your life. Even if you are the biggest savers in the world, you may always find financing needed : to buy a new machine , for a new refrigerator, or to finance the expense of aRead More

  Regular income from permanent employment (regular monthly payment). For consumer credit, the amount of credit granted by the bank depends mainly on the monthly income. This includes in Germany, whether there is a Credit Bureau entry, ie whether the credit rating is given. Salary, pension USD Please check your entry. If your partner hasRead More

What is credit sum and how does the credit sum work? The credit sum is the amount of your loan and depends on the amount that you want to borrow and can borrow responsibly. The rules regarding your credit amount differ per loan type and provider, but always relate to your financial situation and yourRead More

If you are looking for loan information , you have most likely come across conflicting data, which caused doubts or did not make you comfortable choosing the best option for you, is it not? The truth is that the market offers several possibilities for personal loans . Hence the importance of getting to know eachRead More

You can apply for a credit or loan through a credit broker. A credit broker works for different lenders or banks, so they often offer lower interest rates and can act faster. But a professional credit broker can also provide useful advice. Credit brokers can be divided into three categories: Unbound brokers Bonded brokers ConnectedRead More

A loan without a mortgage guarantee will avoid guarantee fees and mortgage fees. The mortgage-free buyout is a good fit for homeowners who wish to borrow to repay all of their current loans without offering a mortgage on their property to the bank. Why is a mortgage guarantee required? When you apply for a mortgageRead More